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Payments
Payment API
Create and manage local payment requests from your backend using one unified Pementek API.
Connect to local wallets, mobile money and market-specific payment methods across growing markets with one unified Pementek API.
Popular payment methods
Products
Build payment and payout experiences with one unified infrastructure for local payment methods.
Payments
Create and manage local payment requests from your backend using one unified Pementek API.
Checkout
Send customers to a Pementek-hosted local payment experience with market-specific payment methods.
Payouts
Send merchant-approved withdrawals to supported local wallets through the same unified infrastructure.
Webhooks
Receive secure server-to-server payment and payout status updates with signed event delivery.
Console
Manage transactions, credentials, webhook logs and reporting from one secure dashboard.
Sandbox
Test payments, payouts, webhooks and error scenarios safely before going live.
Developer First
Integrate local payments and payouts through a clean, versioned API designed for modern server-side applications.
Create transactions, handle safe retries, receive signed webhook events and track transaction state through one consistent Pementek integration.
Simple versioned endpoints for payments, payouts and transaction status.
Safely retry supported financial requests without unintended duplicate processing.
Receive authenticated server-to-server transaction updates.
Build and test your integration before moving into production.
Create a payment
curl -X POST \
https://api.pementek.com/v1/payments \
-H "Authorization: Bearer $PEMENTEK_API_KEY" \
-H "Idempotency-Key: order-847291-payment-1" \
-H "Content-Type: application/json" \
-d '{
"merchant_reference": "ORDER-847291",
"amount": 50,
"currency": "USD",
"country": "US",
"payment_method": "LOCAL_PAYMENT_METHOD"
}'Keep API credentials secure and use signed webhooks for authoritative transaction updates.
How Pementek Works
A consistent integration for complex local payment flows.
Connect your backend using Pementek APIs.
Create a payment with country, currency and method.
Customer completes payment using a local method.
Pementek verifies transaction evidence.
Your backend receives the signed result.
Payments
Let customers pay using supported local wallets, mobile money and market-specific payment methods.
Payouts
Process merchant-approved withdrawals to supported customer wallets through the same Pementek infrastructure.
Reliability
Local transactions are not always instantaneous. Pementek uses asynchronous transaction states to safely handle verification delays while maintaining reliable payment and payout operations.
Uptime
99.99%
Designed for continuous transaction availability.
Reliability
Production-grade
Built for resilient local payment workflows.
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Security & Support
Build on payment infrastructure designed around secure API communication, verified transaction updates and operational visibility across your integration.
Use Pementek documentation and merchant tools to manage your integration and transaction operations.
API Security
Authenticated API communication for your server-to-server payment integration.
Webhooks
Receive authenticated transaction updates through signed webhook delivery.
Idempotency
Use idempotent transaction requests to reduce duplicate processing during retries.
Visibility
Track transaction states and operational activity through a consistent platform workflow.
Industries
Build local payment experiences for businesses across digital commerce, platforms, services and online communities.
Accept local payment methods across checkout experiences.
Collect tuition, course and digital learning payments.
Add local payment options to software and subscription products.
Support local payment flows for digital gaming platforms.
Connect digital and local payment experiences for retail businesses.
Power payments for sports platforms, communities and services.
Support eligible fiat payment flows for digital asset platforms.
Enable local payment experiences for social and dating platforms.
FAQ
Everything you need to understand the basics of integrating and operating with Pementek.
Read Documentation→Pementek is a payment orchestration platform that helps businesses connect local wallets, mobile money and market-specific payment methods through one integration.
Integrate using Pementek APIs from your backend, create transactions, send customers through the supported checkout flow and receive transaction updates through signed webhooks.
Yes. Pementek provides infrastructure for accepting supported local payments and processing merchant-approved payouts through a unified platform.
Local payment confirmation may sometimes be asynchronous. Pementek uses transaction states so your application can safely track the payment until a verified result is available.
Pementek uses authenticated API access, idempotent transaction requests and signed webhook delivery to help protect transaction communication between systems.
Yes. Pementek provides a sandbox environment for testing integration flows before moving to production.
Build with Pementek
Connect your product to local payment methods across growing markets through one secure integration.