API Integration
Free
Integrate the Pementek API without an API integration charge.
Simple platform pricing.Pay when money moves.
Integrate Pementek and complete merchant onboarding without setup, monthly or annual platform charges.
Payments and payouts use percentage-based processing pricing, with the applicable rate determined by the country and transaction currency.
Platform access
$0setup, monthly and annual feesSimple Pricing
API IntegrationFree
OnboardingFree
PaymentsVariable %
PayoutsVariable %
Processing rates are determined by country and currency.
No platform subscription required
Pementek is designed so businesses can integrate the platform without paying a separate API integration fee, merchant onboarding fee or recurring platform subscription.
There is no one-time setup charge, monthly platform charge or yearly platform charge for standard access to the Pementek payment infrastructure.
Instead, transaction processing is priced when payments or payouts are processed through the platform.
Start withoutfixed platform fees.
Core integration and merchant access are available without upfront or recurring platform charges.
Merchant Onboarding
Free
Start the merchant onboarding process without an onboarding fee.
Setup / One-time Charge
$0
No separate one-time platform setup charge.
Monthly Platform Fee
$0
No recurring monthly platform subscription charge.
Annual Platform Fee
$0
No recurring yearly platform subscription charge.
Developer Access
Included
API reference, webhooks and developer integration resources are included.
Payments
Percentage-based
Payment processing is charged as a percentage of the transaction according to the applicable country and currency.
Explore Payment API→Payouts
Percentage-based
Payout processing also uses percentage-based pricing determined by the country and transaction currency.
Explore Payouts→Why processing ratescan vary.
There is no single universal processing percentage across every Pementek market. The applicable commercial rate is based on the transaction environment.
01
Country
Processing rates can vary between supported markets because local payment infrastructure and commercial conditions differ by country.
02
Currency
The transaction currency is considered when determining the applicable payment or payout processing rate.
03
Transaction Type
Payments and payouts have separate percentage-based pricing because they represent different money movement flows.
Pementek pricing at a glance
A simple commercial structure designed to remove fixed platform costs while keeping transaction processing aligned with the market being used.
| Pricing Item | Pementek | How it works |
|---|---|---|
| API integration | Free | No integration fee |
| Merchant onboarding | Free | No onboarding fee |
| Setup / OTC | $0 | No one-time platform charge |
| Monthly fee | $0 | No recurring monthly charge |
| Yearly fee | $0 | No recurring annual charge |
| Payment processing | Percentage-based | Rate depends on country and currency |
| Payout processing | Percentage-based | Rate depends on country and currency |
Your processing rate is market-specific
Local payment infrastructure differs across markets, so Pementek does not publish one percentage and apply it identically to every country and currency.
For each supported payment or payout configuration, the applicable percentage rate can be provided based on the country and transaction currency relevant to your integration.
This allows the commercial model to reflect the local money movement environment rather than forcing every market into the same pricing structure.
No fixed platform billjust for staying integrated.
Businesses can maintain their Pementek integration without paying a monthly or yearly platform subscription simply for having access to the API.
$0Setup
$0Monthly
$0Yearly
Pricing across growing markets
Pementek supports local money movement across Bangladesh, Pakistan, India, Sri Lanka, Nepal, Kenya, Nigeria, Ghana and Niger, with additional market coverage continuing to expand.
Because local payment economics can differ between these markets, the payment and payout percentage applicable to one country or currency may differ from another.
Explore Coverage→Pricingquestions.
Does Pementek charge an API integration fee?
No. Standard API integration does not have a separate integration charge.
Is merchant onboarding paid?
No. Pementek does not charge a separate merchant onboarding fee.
Is there a setup or one-time platform charge?
No. There is no separate one-time platform setup charge for standard access.
Is there a monthly or annual subscription?
No. Standard Pementek platform access does not require a recurring monthly or yearly subscription fee.
How are payment fees calculated?
Payments use percentage-based transaction pricing. The applicable percentage depends on the country and transaction currency.
How are payout fees calculated?
Payouts also use percentage-based transaction pricing, with the applicable rate determined by the country and transaction currency.
Get pricing foryour markets.
Tell us where you need to accept payments or send payouts and which currencies your business needs.